One credit card, a world of rewards
The card that takes you places
If you travel the world, you need a credit card with the flexibility to match. The HSBC Premier Credit Card is accepted at over 24 million locations worldwide. It comes with a credit limit that can accommodate your lifestyle and free membership to a rewards programme that will invigorate the most weary of travellers.
- If you are an HSBC Premier Credit Card customer between the ages of 18-65, you can purchase Premier Education Insurance for your children of 6 months age and older.
- Lower purchase and cash advance interest rates.
- High cash advance limit to meet your daily needs.
- Credit card and supplementary card with no annual fees.
- Supplementary credit cards for you or your child with full emergency assistance and support plus a credit limit that you control.
- A rewards programme that entitles you to superb offers on shopping, dining, entertaining and travel experiences around the world.
- Emergency cash advance of USD 2,000 and next-day card replacement in the event of theft or loss
- Emergency, transportation/accommodation and personal international services that you may need during your trips abroad; as well as travel, home assistance, social services in your country.
- You can benefit from the elegantly appointed HSBC Club Lounge located in the International Departures Terminal of Istanbul Atatürk Airport with a guest without paying an entrance fee. If number of guests exceeds 1, a fee of TRY 50 will be charged per guest.
- HSBC Premier Virtual Card
Credit card providing safe Internet purchases.
- HSBC Premier Credit Card Assurances
- Lost / Theft Protection
In case your HSBC Premier Credit Card is lost or stolen, the financial loss resulting from its fraudulent use by third parties, is not reflected in your bank statement. From the moment the lost/theft claim is made, the financial loss will be covered by HSBC. We would like to remind you that according to law you will be responsible to cover a limited amount of 150 TL of your financial loss due to fraudulent use of your credit card within the 24 hours prior to lost/theft claim. If you have not made a claim within the first 24 hours of loss/theft, you cannot be eligible for the lost/theft benefit. You may call 444 0 112 and require that this legal responsibility of yours get insured with the condition of paying the cost of insurance policy premium. Please call HSBC Premier Telephone Banking 444 0 112 for detailed information.
- Purchase Protection
A good that has been bought with your HSBC Premier Credit Card is protected for 2 months within determined limits against pilferage or accidental damage.
Protection Limits
- The amount of benefit per good is 25 TL at minimum and 500 TL at maximum. Goods that are less or over than those amounts, are excluded from the caution.
- In the case that multiple goods get damaged or stolen at one time, a maximum amount of 500 TL of benefit will be paid no matter what the value of the goods are worth.
- Total maximum payment per customer per year is 3,000 TL. In this period of time (1 year) if a payment of 3,000 TL has been done to the customer, it means that the customer has filled the annual limit and no payments are done for any occurrences in the same year.
Please call HSBC Premier Telephone Banking 444 0 112 for detailed information.
- Personal Accident Insurance *
HSBC Premier Credit Card holders are under assurance of Personal Accident Insurance with a benefit of 50,000 USD against unexpected accident related death, permanent disability and loss of an organ that might occur during domestic and international travels of which?s tickets are bought with HSBC Premier Credit Card.
Furthermore, in the case that the insurance holder is hospitalized as a result of any accident, expenses up to 10,000 USD are included in treatment expenses benefit.
Please click here to find out the benefiting conditions of HSBC Personal Accident Insurance
Requirements for benefiting from the insurance:
| It is required to pay at least 50% of the travel ticket fee with HSBC Premier Credit Card, in cases that the travel is not made by plane/bus/ship/train, it is required to pay travel/hotel accommodation fee with HSBC Premier Credit Card or TravelPoint*. |
The incident has to occur in the first 90 days of the travel**. |
Required documents have to be delivered in 30 days in case of a damage occurrence. |
* HSBC Premier Credit Card insurances offered by HSBC Bank A.?. are products of CHARTIS Insurance Company.
** The insurance covers the accidents during domestic and overseas travels beginning from at least 50 km. away from the Premier customers? permanent residence and 50 km. to their residence when they return.
- Who can benefit from Personal Accident Insurance?
All HSBC Premier Credit Card owners and children aged up to 18 (students up to 23) who travel with the cardholders are under assurance. Death guarantee is limited with USD 10.000 for children aged under 18.
- Luggage Lost/Detention Insurance *
HSBC Premier Credit Card holders are under USD 500 of benefit for luggage loss and USD 100 of benefit for detention in cases that luggage (including check-in made luggage) get lost or suffer damage because of detention or bad delivery or customers are devoid of their luggage at least 12 hours and necessary clothing and cleaning materials are needed to be bought urgently.
Please click here to find out the benefiting conditions of HSBC Luggage Insurance.
Requirements for benefiting from the insurance:
| It is required to pay at least 50% of the travel ticket fee with HSBC Premier Credit Card*. |
The incident has to occur in the first 90 days of the travel. |
Required documents have to be delivered in 30 days in case of a damage occurrence. |
It is required to be devoid of luggage at least 12 hours to compensate customer, if the check-in made luggage gets lost or suffer damage because of detention or bad delivery. |
Any kinds of cash, cheque, bill, electronic good and jewelry are excluded from the benefit. |
* HSBC Premier Credit Card insurances offered by HSBC Bank A.?. are products of CHARTIS Insurance Company.
- Who can benefit from Luggage Lost/Detention Insurance?
All HSBC Premier Credit Card owners, their spouses and children aged up to 18 (students up to 23) who travel with the cardholders are under assurance.
- Advantage Cash & Travel Points
If you are a member of Premier Miles,
- You own the credit card that offers the fastest way of flying in Turkey. You gain Premier Miles equaling 1% of your shopping amount in all of your purchases and can get free flight or bus tickets, hotel accommodations and tour packages.
- You gain Advantage CashPoints at thousands of Advantage merchants and can choose to spend these Advantage CashPoints at these merchants instead of money.
If you are not a member of Premier Miles,
- You gain Advantage CashPoints at thousands of Advantage merchants and can choose to spend these Advantage CashPoints at these merchants instead of money. Also you can convert your Advantage CashPoints into TravelPoints and use them to purchase flight tickets, hotel accommodations or tour packages.
- If you want to benefit from Premier Miles or TravelPoints, call 444 0 112.
- Advantage Advance CashPoints
- If you are a member of Premier Miles, you can use your miles to purchase airline tickets, and in the case you do not have enough miles, you can charge the difference to your HSBC Premier Credit Card or use Advance Miles.
- If you are not a member of Premier Miles, you may use up to 300 Advance CashPoints and still benefit from free travel and accommodation services with your TravelPoints.
- To use your TravelPoints; you can visit one of HSBC Bank branches or call HSBC Premier Telephone Banking 444 0 112!
- Priority Pass Program
You can enjoy access to more than 600 exclusive airport VIP lounges in more than 325 airports and 100 countries by your Priority Pass Card which you can easily own by calling 444 0 112 HSBC Premier Telephone Banking.
With your Priority Pass Card, you and your guests can escape from the chaos of busy and packed lounges just for 30 USD fee per person and you can benefit from the luxurious and comfortable environment with fax, telephone or internet facilities of the lounges. Priority Pass Card provides you exclusive privilege no matter which airline and class you fly.
To get more information about Priority Pass program and member airports, please call HSBC Premier Telephone Banking 444 0 112 or visit www.prioritypass.com
- Shopping with Borderlinx
Borderlinx offers HSBC Premier Credit Card customers online shopping experience from UK and US websites, even if they do not ship abroad. You can register for free and Borderlinx will provide you a virtual local address which you can use as a delivery address for all your online purchases. Borderlinx will receive your purchases and deliver them to your address in Turkey.
How it works?
- You can register Borderlinx website for free via the page which is prepared especially for HSBC Premier and get your promotion code.
- Borderlinx will provide you a virtual local address in UK and US.
- You can shop online by using the virtual local addresses and your HSBC Premier Credit Card or HSBC Premier Virtual Credit Card.
- Borderlinx emails you with the details of your delivery when it arrives at your Borderlinx address.
- Borderlinx will receive your shipments and send them to your address in Turkey.
Start shopping now!
HSBC Premier Credit Card or HSBC Premier Virtual Credit Card has to be used for registration and payment. All transactions are subject to Borderlinx terms and conditions; all costs are the sole responsibility of the cardholder. Shipment may be subject to customs clearance procedures and import legislations should be taken into consideration.
Small world...
...if you have an HSBC Premier Card.
With Premier Miles, the fastest way of flying, you get Premier Miles points worth 1% of your shopping amount. With these Premier Miles points you can,
- Purchase free airline tickets for any airline company you may choose for domestic or international flights,
- Upgrade your economy class tickets to business or first class tickets,
- Benefit from both international and local Reward Programmes that entitle you to superb offers on shopping, dining, entertaning and accommodation in hundreds of hotels, and touristic tour services,
- You may purchase your ticket immediately using Advance Miles, even if you have just received your credit card and have not accumulated any Premier Miles points yet. *
- In addition, 33% discount on North&South America tickets bought with Premier/Advance Miles points! **
- 10% discount at hotels abroad and on domestic tour packages, and 5% discount on sea cruise packages.**
You may also redeem your Premier Miles points at HSBC Advantage merchant gas stations to fill up your tank for free. To see HSBC Advantage merchant gas stations, please click here.
If you have HSBC Premier Card, and you want to benefit from Premier Miles, you can do one of the following;
- Send an SMS to 4477, typing MILES blank the last 6 characters of your card number in the SMS text (e.g. MILES 123456)
- Call HSBC Premier Telephone Banking- 444 0 112
Your existing HSBC Premier Card will be converted to Premier Miles program without any need for renewal.
If you do not have HSBC Premier Credit Card
Please refer to
HSBC Premier Customer Relations Managers,
444 0 112 for detailed information.
Advance Miles*
- All travel services are provided by SETUR.
- You may use Advance Miles up to TRY 1.000.
- Advance Miles balance should be equal to 0, 1 year after the date of transaction. At the end of 1 year, if Premier Miles points equal to Advance Miles used at the time of transaction are not acculumulated, negative (-) Miles balance is credited to the card statement and Miles balance is equaled to 0. 10% of the credited amount is also charged as a transaction fee. If total amount charged to the statement is greater than the available credit card limit, total card limit will be exceeded.
- Primary and supplementary cardholders can benefit from Advance Miles. Transactions made with virtual cards are not included in this campaign.
- HSBC holds the right to revise rules governing Advance Miles usage without prior notice.
- If HSBC Premier Credit Card is in default or credit card account has been cancelled or card has not been renewed due to actions in violation of the credit card agreement, Advance Miles campaign is considered to have ended and transactions are carried out as if Advance Miles balance has not been equaled to 0, 1 year after the usage.
**All travel services are provided by SETUR.
- Time Deposit: Higher interest rates for your TRY and FX time deposits.
- Investment Products: Preferential rates and prices for all investment products, and transaction commissions lower than the Standard HSBC Turkey rates.
- Treasury Bills, Government Bonds, Eurobond, FX or FX indexed bonds
- Spot and Forward FX transactions
- Mutual Funds
- Equity Transactions
- Portfolio Management
- Structured Products
- Consumer Loans: Lower interest rates for any Car, Mortgage, Personal or Personal Finance Loans you may need.
- Overdraft Account: Available credit with a high limit that you can use to meet your urgent needs and a lower overdraft interest rate.
- Transaction Fees: Discounts for banking transaction fees.
- Money Transfers: FX transfers coming from HSBC Group Banks are free.
- Safe Box: Discount for safe keeping fees.
* All rates are quoted per month, unless otherwise stated, and are subject to change.
Your children are precious for us as well...
With Premier Education Insurance, especially designed for HSBC Premier Customers, you can ensure a safe future for your child by covering his/her care and education costs against the risk of your death or permanent disability caused by accidents, earthquakes or terrorism.
Premier Education Insurance offered by HSBC Bank A.?. to our customers residing in Turkey is a product of Allianz Insurance Company and residing in KKTC is a product of Axa Insurance Company. HSBC Bank A.?. is an agency of Allianz Sigorta A.?. and Axa Sigorta A.?.
- If you are an HSBC Premier Credit Card customer between the ages of 18-65, you can purchase Premier Education Insurance for your children of 6 months age and older.
- HSBC Premier Education Insurance is only valid for a year. In case of life loss or permanent disability of the insured, the benefit that is stated in the policy upon your request is paid to the beneficiaries within the period that you choose and stated in the policy.
- You can set the benefit amount in USD or EURO and choose the length of the benefit payment term as 5, 8 or 10 years according to your child?s needs.
- Premiums can be paid in 11 equal installments or in a single payment with a 9% full payment discount.
Personal Accident, Loss of Life: In case the insured person passes away as a result of an accident, earthquake or terrorist activity, the benefit amount stated in the policy will be paid to the beneficiaries during the benefit period stated in the policy.
Personal Accident, Permanent Disability: In case the insured person is permanently disabled as a result of an accident, earthquake or terrorist activity, the permanent disability benefit stated in the policy will be paid to the insured during the benefit period stated in the policy in accordance with the degree of disability.
For further information about HSBC Premier Education Insurance , please refer to HSBC Premier Telephone Banking 444 0 112. Additionally, detailed information regarding your insurance will be included in the policy you will receive.
* Premier Education Insurance offered by HSBC Bank A.?. to our Premier Customers residing in Turkey is a product of Allianz Insurance Company and residing in KKTC is a product of Axa Insurance Company.
HSBC Premier Travel Insurance, designed specifically for HSBC Premier customers, provides you with necessary accident and treatment benefits during international travels with a single application.
HSBC Premier Travel Insurance Coverage
- HSBC Premier Travel Insurance covers all injury and medical emergency expenses related to the accidents, which might occur during international travels, within the limits stated in the insurance policy.
- HSBC Premier Travel Insurance is valid only for one year stating from issue date of the policy, in all over the world except for in Turkey, Cuba, Democratic Republic of Congo and Afghanistan.
- Premier Travel Insurance is valid for one year starting from the initial date of the policy.
- HSBC Premier Travel Insurance is limited only for a time period of 45 days for each international travel. The policy is not valid for international travels that exceed 45 days at a time.
- HSBC Premier Travel Insurance is a product of CHARTIS Insurance Company, specially designed for HSBC Premier customers between the ages of 18 - 85, residing in Turkey and not for corporate identities.
For further information about HSBC Premier Travel Insurance benefits & limits, and its coverage please refer to HSBC Premier Telephone Banking, 444 0 112. Additionally all information regarding your insurance will be included in the policy you will receive.
Premier Travel Insurance offered by HSBC Bank A.?. to our customers residing in Turkey is a product of CHARTIS Insurance Company. HSBC Bank A.?. is an agency of Chartis Sigorta A.?.
We recognise that as a Premier customer you demand great value as well as all the best money can buy wherever you are in the world. Which is why HSBC has created a unique programme of special offers only for HSBC Premier Credit Card customers called HSBC Premier Privileges. The programme provides access to a variety of travel, dining, shopping and entertainment offers around the world when paying for them with your HSBC Premier Credit Card. Your HSBC Premier Credit Card gives you exclusive free access to HSBC Premier Privileges.
So whether you're looking for travel, booking a restaurant or leisure activities or simply shop either at home or when travelling abroad, HSBC Premier Privileges will provide you with a wealth of special offers and unique opportunities with renowned brands whenever you use your HSBC Premier Credit Card. Simply visit the HSBC Premier Privileges site for full details of offers across the world.
- Istanbul Guide is a special guide for HSBC Premier customers that can help you find your way in Istanbul.
- Other links that you could get information about Turkey:
- www.kultur.gov.tr
|
